About

Vision

Your Voice Matters.

Your Legacy Lives On.

Start Today.

We often assume there’s more time—another tomorrow to say what’s in our hearts, to make important decisions, or to share our stories. But life has a way of reminding us that time is not guaranteed.

End-of-life planning is more than just paperwork. It’s about love, clarity, and connection. It’s about making thoughtful choices—personally, emotionally, and financially—so your values are honored and your loved ones are supported.

Whether it’s crafting a Legacy Letter, outlining your final wishes, or making home equity decisions that align with your long-term goals, the time to plan is now.

Because when the moment comes, the greatest gift you can leave isn’t just legal documentation—it’s peace of mind, clear guidance, and a lasting expression of your heart.

Let’s begin today—with intention, with care, and with your voice leading the way.

Mindy Rozear

About Me

I believe true peace of mind comes from planning well—not just financially, but personally and emotionally. My work bridges these worlds, helping individuals and families prepare for the future with clarity, compassion, and purpose.

Reverse Mortgage & Home Equity Planning

With over 20 years of experience in the mortgage industry (NMLS#90667), I specialize in reverse mortgages and home equity strategies that support long-term financial well-being. Whether you’re planning for retirement, considering long-term care needs, or helping a loved one age in place, I guide you through informed, values-based decisions that align with your goals.

My approach is grounded in clarity and transparency, empowering you to use your home equity as a tool—not just for security, but for possibility.

Legacy Letters & Final Wishes

Financial planning is only part of the story. What we leave behind—our values, our stories, our wishes—matters just as much.

Through Plan To End Well, I guide individuals in creating the essential, non-legal elements of end-of-life planning: Legacy Letters and Final Wishes. These are powerful, personal tools for expressing love, sharing wisdom, and providing clarity to those we leave behind.

What’s often overwhelming becomes deeply meaningful. Whether you’re planning for yourself or walking alongside a loved one, I help make this process more intentional, accessible, and even beautiful.

Why This Work Matters

This isn’t just my profession—it’s my purpose.

I was at my dad’s bedside when he died. His legal documents were in place, but there were no personal messages, no guidance on how he wanted to be remembered. That silence stayed with me—and became the spark for this work.

Today, I’m also walking the path of caregiving for my mom, who is living with Primary Progressive Aphasia and Alzheimer’s. These personal experiences continue to shape my approach and deepen my commitment to helping others plan with heart.

Credentials & Training

End-of-Life Planning & Care

Certified End-of-Life Doula (CEOLD), Doulagivers Institute
Legacy Letter Facilitator®, trained by Dr. Barry K. Baines (Ethical Wills: Putting Your Values on Paper)
Member, National End-of-Life Doula Alliance (NEDA)
Hospice & Community Care Volunteer (Rock Hill, SC)

Mortgage Industry

Licensed Mortgage Loan Officer, NMLS#90667
Specializing in Reverse Mortgages and Home Equity Planning

Real Estate Industry

Licensed NC/SC Realtor (referral only)
Seniors Real Estate Specialist (SRES) Designation

Whether you’re curious about how a reverse mortgage could work with your retirement plans or a more meaningful legacy—I’m here to help you plan well and live fully.

Let’s start the conversation...